Comprehensive Giveaway Disclaimer

This Giveaway (hereinafter referred to as the “Giveaway”) is independently created, marketed, and administered by Holden Matthew, Realtor. While Holden is licensed with Rennie & Associates Realty Ltd., the Giveaway is not affiliated with or endorsed by the brokerage. Participation in the Giveaway constitutes the participant’s unconditional agreement to these terms and conditions, which are final and binding in all respects. This Giveaway is not sponsored, endorsed, administered by, or associated with Instagram or Facebook.

Eligibility

The Giveaway is open to residents of Greater Vancouver, British Columbia, who have reached a minimum age of thirteen (13) years at the time of entry. Participants under the age of nineteen (19) must have a parent or legal guardian claim the prize on their behalf and provide written consent for participation and prize acceptance, along with proof of parent/child relationship (e.g., government-issued identification). Temporary visitors, tourists, or non-residents are not eligible. Employees, contractors, affiliates, and immediate family members of Holden Matthew are eligible to participate.

Entries from multiple Instagram accounts owned by the same individual are valid, provided each account complies with the entry rules. Participants may submit unlimited entries by tagging friends in separate comments, with no cap on the total number of entries allowed.

How to Enter

No purchase is necessary to enter or win. Participants must complete all actions specified in the official Instagram post, which include, but are not limited to:

Following @theHOLDEN on Instagram.

Liking the Giveaway post.

Tagging friends in the comments section, with each individual comment constituting one (1) entry.

Completing the form linked in the Instagram bio with accurate and truthful information.

Additional bonus entries may be earned by completing optional actions outlined in the Instagram post (e.g., sharing the post in group chats, reposting to stories, etc.). Proof of bonus actions may be requested at the organizer’s discretion.

Prize Details

The Grand Prize consists of rent or mortgage payments for three (3) consecutive months, capped at a total monetary value of four thousand five hundred Canadian dollars ($4,500 CAD), calculated as one thousand five hundred Canadian dollars ($1,500 CAD) per month. Payments will be disbursed monthly, with no option for a lump sum payout. Participants whose rent or mortgage payments are less than $1,500/month will receive only their actual monthly payment amount, with any unused funds forfeited. Winners must provide official documentation (e.g., lease agreement or mortgage statement) to verify their monthly payment amount.

Mini prizes, where applicable, are non-transferable, non-exchangeable, and must be accepted as awarded. Participants may win multiple mini prizes and the Grand Prize if selected. Any unclaimed mini prizes will be redistributed to other participants or forfeited at the organizer’s discretion.

Winner Selection and Notification

Winners will be selected randomly using an online random generator tool. All decisions regarding the selection process are final and binding. Winners will be announced publicly on Instagram on May 15th and contacted primarily via phone or, if unavailable, via Instagram Direct Message. Winners must respond within seventy-two (72) hours of notification to claim their prize. Failure to respond within this timeframe will result in disqualification, and an alternate winner will be chosen. Participants who refuse to provide proof of eligibility will also be disqualified.

Publicity and Media

By entering the Giveaway, participants agree that winners will participate in a photo opportunity with Holden Matthew, which may be used for promotional and advertising purposes indefinitely without further approval or compensation. Winners waive any rights to contest the use of such images. Media outlets may report on the Giveaway, and participants waive any rights to compensation or approval for such coverage.

Participant Responsibilities

Participants must provide accurate contact information and maintain open communication during the prize period. Participants who engage in inappropriate behavior (e.g., harassment, threats, or defamatory comments) or exploit bonus entry rules will be disqualified. Complaints or disputes regarding the Giveaway must be submitted in writing within fourteen (14) days of the Giveaway’s conclusion, and the organizer reserves sole discretion to resolve them.

Liability and Disputes

The organizer reserves the right to modify, suspend, or cancel the Giveaway at any time without prior notice due to unforeseen circumstances, including but not limited to changes in Instagram’s promotional policies, economic downturns, or personal emergencies. Participants waive the right to initiate legal action against the organizer, their business, or associated entities, except in cases of proven gross negligence.

The Giveaway complies with all applicable laws and regulations in British Columbia and Canada. Any disputes arising under these terms shall be resolved exclusively in the courts of Vancouver, British Columbia.

Non-Solicitation and Compliance

This Giveaway is not intended to cause or induce a breach of any existing agreements, including agency agreements. It is organized solely for promotional purposes and does not constitute an offer for sale or create an agency relationship between participants and Holden Matthew, Realtor, or Rennie & Associates Realty Ltd. Errors and omissions excepted (E.& O.E.).

Data Use and Privacy

By entering this giveaway, participants consent to the collection, use, and retention of their personal information (e.g., name, email address, phone number) by Holden Matthew for purposes including, but not limited to, contest administration, real estate marketing, promotional communications, service updates, reminders, and other legitimate business purposes. This includes the use of personal information to contact participants via email, phone calls, text messages (SMS), or other electronic means regarding services, products, offers, events, or related opportunities provided by Holden Matthew and its affiliates.

Optional data provided by participants (e.g., answers to survey questions) may be used for market research and promotional purposes. Participants further acknowledge that their personal information may be shared with affiliated service providers, such as mortgage brokers, at the discretion of Holden Matthew, for purposes related to the services and products offered.

Participants acknowledge that their personal information may be retained indefinitely unless they choose to opt out, which can be requested in writing via holden@theholden.ca. Opt-out requests may take up to thirty (30) days to process. By entering, participants expressly agree to receive communications from Holden Matthew, understanding that these communications may include marketing or sales-related messages.

Holden Matthew complies with all applicable laws and regulations governing the collection, use, and protection of personal information, including the Personal Information Protection Act (PIPA) in British Columbia and any relevant rules from the Real Estate Council of British Columbia (RECBC) and the BC Financial Services Authority (BCFSA). Personal information will not be shared with third parties without explicit consent, except where required by law or for legitimate business purposes related to the services offered by Holden Matthew.

Force Majeure

The organizer is not responsible for delays or cancellations due to unforeseen events beyond their control, including but not limited to regulatory changes, payment processor failures, or personal emergencies.

Acknowledgment and Agreement

By entering, participants acknowledge they have read, understood, and agreed to these terms in their entirety. Participants waive all claims against the organizer and associated entities and accept the Giveaway terms as the final, binding agreement.